Realtors®
(650) 245-4124

San Mateo County Mortgage Modifications
Avoiding Foreclosure 
650-712-6800

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Struggling with your Mortgage ? Millions of folks are.

We will gladly work with you at no charge to establish the likely value of your home and to help you determine your best choices. Options can include doing nothing and waiting for the market to get better,  applying to refinance, applying for a mortgage modification, selling your home as a normal sale, conducting a "short sale", renting your home out, some form of bankruptcy, or even walking away. Virtually everyone has different circumstances and it's important to get the best information and advice on which to base your decisions.

You can call us as 650-712-6800, or email.

***

5 Tips to Avoid Being Scammed

  1. Don't pay up-front fees. Foreclosure consultants are prohibited by law from collecting money before services are performed.
  2. Don't ignore letters from your lender or loan servicer. Responding to those letters is your best bet for saving your house.
  3. Don't transfer title or sell your house to a "foreclosure rescuer." Beware! This is a scam to convince homeowners they can stay in the home as renters and buy their home back later. It might also be part of a fraudulent bankruptcy filing. Either way, a scammer can then evict the victim and take the home.
  4. Don't pay your mortgage payments to anyone other than your lender or loan servicer. Mortgage consultants often keep the money for themselves.
  5. Never sign any documents without reading them first. Many homeowners think that they are signing documents for a loan modification or for a new loan to pay off the mortgage they are behind on. Later, they discover that they actually transferred ownership of their home to someone who is now trying to evict them.

Want Advice on Mortgage Modification or Avoiding Foreclosure ?

Want advice on buying a home, renting, default, foreclosure avoidance, credit issues or reverse mortgages? HUD sponsors housing counseling agencies throughout the country to provide free or low cost advice. Search online for a housing counseling agency near you, or call HUD's interactive voice system at: (800) 569-4287.

If you are facing foreclosure and want the assistance of a housing counselor, search the list of Foreclosure Avoidance Counselors or visit the Making Home Affordable program Q for Borrowers.

If you would like to talk to a reverse mortgage counselor, please search here.

Consumer Fees for Housing Counseling

Foreclosure prevention counseling and homeless counseling services are available free of charge through HUD's Housing Counseling Program. Housing Counseling agencies participating in HUD's Housing Counseling Program are not permitted to charge consumers for these specific housing counseling services. Counseling recipients should not pay for these services. However, housing counseling agencies are permitted to charge reasonable and customary fees for other forms of housing counseling and education services, including pre-purchase, reverse mortgage, rental, and non-delinquency post-purchase counseling services, provided certain conditions are met:

  • Agencies must provide counseling without charge to persons who demonstrate they cannot afford the fees;
  • Agencies must inform clients of the fee structure in advance of providing services;
  • Fees must be commensurate with the level of services provided.

You should contact your local HUD office if you encounter housing counseling agencies that you believe are not complying with these requirements.

Making Home Affordable
[Logo: Making Home Affordable]
Help for America's Homeowners
Learn more about Making Home Affordable

*

Are You a Victim of
a Real Estate Scam?
File a Complaint
or call 1-800-952-5225

Links

https://www.efanniemae.com/sf/index.jsp

Refinancing HARP Program

The Second Lien Modification Program (2MP)

Making Home Affordable Plan

Making Home Affordable Plan

Second Lien Modification Program

HAFA Program 1

HAFA Program 2

Hafa Description

Faniemae HAFA

Hafa Manual for Servicers

Talk to a HUD Counseler

Making Home Affordable

Loan Lookup Tools

 

 

HUD Housing Counseling Agencies located in CALIFORNIA
San Mateo County Mortgage modification, San Mateo County Short Sales, San Mateo County Foreclosure Help
Half Moon Bay Mortgage Modification, Half Moon Bay Short Sale, Half Moon Bay HAMP HAFA Making Home Affordable.
Pacifica Mortgage Modification, HAMP, HAFA, Pacifica Short Sale

HUD Housing Counseling Agencies located in CALIFORNIA

This listing is current as of 06/21/2011.

  <td class="main
HUD
Agency Name
Phone
Toll-Free
Fax Number
Email
Website
Address Languages
ANAHEIM HOUSING AUTHORITY - ANAHEIM HOUSING COUNSELING AGENCY P: 714-765-4310
T:
F: 714-765-4046
E: gcontreras@anaheim.net
W: www.anaheim-hca.org
201 S. Anaheim Blvd.
Suite 1001
Anaheim, California 92805
- English
- Spanish
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY P: 714-547-2227
T: 866-784-2227
F: 714-245-1690
E: cccsoc@cccsoc.org
W: www.cccsoc.org/
2450 E. Lincoln
Inside EDD Building
Anaheim, California 92806-4272
- English
- Spanish
- Vietnamese
NEIGHBORHOOD HOUSING SERVICES OF ORANGE COUNTY P: 714-490-1250
T:
F: 714-490-1263
E: Kenm@nhsoc.org
W: www.nhsoc.org
198 West Lincoln Avenue
2nd Floor
Anaheim, California 92805
- English
- Spanish
- Vietnamese
CCCS OF THE NORTH COAST P: 707-822-8536
T: 800-762-1811
F: 707-822-1942
E: rosie@cccsnojuggle.org
W: www.cccsnojuggle.org
1309 11th St.
Suite 104
Arcata, California 95521
- English
SUREPATH FINANCIAL SOLUTIONS - ARROYO GRANDE P: 877-615-7873
T: 877-615-7873
F: 805-383-7722
E: clientservices@surepath.org
W: www.surepath.org
1303 East Grand Avenue, Suite 123
Arroyo Grande, California 93420
- English
- Spanish
CCCS OF KERN AND TULARE COUNTIES P: 661-324-9628
T: 800-272-2482
F: 661-324-0750
E: cccsktc@att.net
W: www.californiacccs.org
5300 Lennox Ave Ste 200
Bakersfield, California 93309-1662
- English
- Spanish
SPRINGBOARD - BAKERSFIELD P: 800-947-3752
T: 800-947-3752
F:
E: housinghelp@credit.org
W: www.homeownership.org
4700 Easton Drive, Suite 1
Bakersfield, California 93309
- English
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY P: 714-547-2227
T: 866-784-2227
F: 714-245-1690
E: cccsoc@cccsoc.org
W: www.cccsoc.org
695 Madison Way
Inside Brea Community Center
Brea, California 92821-5732
- English
- Spanish
- Vietnamese
SUREPATH FINANCIAL SOLUTIONS P: 805-383-7700
T: 877-615-7873
F: 805-383-7722
E: clientservices@surepath.org
W: www.surepath.org
80 N. Wood Road, Suite 200
Camarillo, CA 93010
Camarillo, California 93010
- English
- Spanish
COMMUNITY HOUSING IMPROVEMENT PROGRAM (CHIP) - COMM. HSG & CREDIT COUNSELING CTR P: 530-891-4124
T: 888-423-6333
F: 530-891-4127
E: rcalva@chiphousing.org
W: www.chiphousing.org
1001 Willow Street
Chico, California 95928
- English
- Spanish
MONEY MANAGEMENT INTERNATIONAL CHULA VISTA P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
730 Broadway Ste 200
CHULA VISTA, California 91910
- English
- Spanish
SPRINGBOARD-CHULA VISTA P: 800-947-3752
T: 800-947-3752
F:
E: housinghelp@credit.org
W: www.homeownership.org
229 F Street, Suite D
Chula Vista, California 91910-0000
- English
- Spanish
MONEY MANAGEMENT INTERNATIONAL CONCORD P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
1070 Concord Ave, Suite 105
CONCORD, California 94520
- English
- Spanish
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY P: 714-547-2227
T: 866-784-2227
F: 714-245-1690
E: cccsoc@cccsoc.org
W: www.cccsoc.org
2701 S. Harbor Boulevard, E-6
Inside Costa Mesa Federal Credit Union
Costa Mesa, California 92626
- English
- Spanish
- Vietnamese
NORTHERN CALIFORNIA URBAN DEVELOPMENT P: 650-328-1890-103
T:
F:
E: zuzuki@norcaludc.org
W: n/a
1836 Bay Road
Suite B
East Palo Alto, California 94303
- English
- Spanish
SPRINGBOARD-EL CAJON P: 800-947-3752
T: 800-947-3752
F:
E: housinghelp@credit.org
W: www.homeownership.org
1150 Broadway, Suite 235
El Cajon, California 92021-0000
- English
INLAND FAIR HOUSING AND MEDIATION BOARD - EL CENTRO BRANCH (IMPERIAL COUNTY) P: 760-482-5773
T: 800-321-0911
F: 760-482-5914
E:
W: n/a
444 S. 8th St., Suite C-1A
El Centro, California 92243
- English
- Spanish
NATIONAL ASSOCIATION OF REAL ESTATE BROKERS-INVESTMENT DIVISION, INC P: 510-268-9792
T:
F: 510-268-8776
E: NIDNational@nidonline.org
W: www.nidonline.org & www.makingyourhomeaffordable.org
2200 Powell Street
Suite #530
Emeryville, California 94608
- Cantonese
- English
- Spanish
NID-HCA CARLISLE P: 510-268-9792
T:
F: 510-268-9794
E: nidnational@nidonline.org
W: www.nidonline.org & www.makingyourhomeaffordable.org
Watergate Towers
2200 Powell Street, Suite 530
Emeryville, California 94608
- English
- Spanish
COMMUNITY HOUSING WORKS P: 760-432-6878
T:
F: 760-432-6883
E:
W: www.chworks.org
1820 S. Escondido Blvd., Suite 101
Escondido, California 92025
- English
- Farsi
- Spanish
PACIFIC COMMUNITY SERVICES FAIRFIELD P: 925-439-1056
T: 800-914-6874
F: 925-439-0831
E:
W: n/a
1125 Missouri St., Ste. 212
Fairfield, California 94533
- English
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY P: 714-547-2227
T: 866-784-2227
F: 714-245-1690
E:
W: n/a
18430 Brookhurst St., Suite 202C
Valley Gardens Center Executive Suites
Fountain Valley, California 92653
- English
- Spanish
MONEY MANAGEMENT INTERNATIONAL FREMONT P: 866-232-9080
T: 866-232-9080
F: 866-921-5129
E: counselinginfo@moneymanagement.org
W: www.moneymanagement.org
3100 Mowry Ave Suite 403-A
FREMONT, California 94538
- English
- Spanish
PROJECT SENTINEL P: 510-574-2270
T: 888-331-3332
F: 510-574-2275
E: fremont@housing.org
W: www.housing.org
39155 Liberty Street #D440
Fremont, California 94538
- English
- Spanish
CLEARPOINT FINANCIAL SOLUTIONS INC. P: 800-750-2227
T: 800-750-2227
F: 559-454-1405
E: cara.pierce@clearpointccs.org
W: www.clearpointccs.org
4969 E McKinley Ave Ste 107
Fresno, California 93727-1968
- English
- Hmong
- Spanish
COMMUNITY HOUSING COUNCIL OF FRESNO P: 559-221-6919
T:
F: 559-221-6923
E: jshore@chcfresno.org
W: www.chcfresno.org
4270 N. Blackstone Ave., Suite 110
Fresno, California 93726
- English
- Hmong
- Spanish
HOUSING AUTHORITY OF THE CITY OF FRESNO P: 559-443-8408
T:
F: 559-445-8922
E: Rlotia@hafresno.org
W: www.hafresno.org
1331 Fulton Mall
Fresno, California 93721
- English
- Hindi
- Hmong
- Other
- Spanish
SPRINGBOARD - FRESNO P: 800-947-3752
T: 800-947-3752
F:
E: housinghelp@credit.org
W: www.homeownership.org
443 E. Shields Ave., Suite 18
Fresno, California 93704
- English
PROJECT SENTINEL P: 408-842-7740
T: 888-331-3332
F: 408-842-8054
E: gilroy@housing.org
W: www.housing.org
7800 Arroyo Circle, Bldg A
Gilroy, California 95020
- English
- Spanish
CLEARPOINT FINANCIAL SOLUTIONS INC. P: 800-750-2227
T: 800-750-2227
F: 323-890-9590
E: walter.dees@clearpointccs.org
W: www.clearpointccs.org
412 W. Broadway, Suite 212
Glendale, California 91204
- English
- Spanish
CLEARPOINT FINANCIAL SOLUTIONS INC. P: 800-750-2227
T: 800-750-2227
F: 323-890-9590
E: walter.dees@clearpointccs.org
W: www.clearpointccs.org
16800 Devonshire, Ste. 301
Granada Hills, California 91344
- English
- Spanish
EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) P: 510-581-9380
T: 855-ASK-ECHO
F: 510-537-4793
E: margie@echofairhousing.org
W: www.echofairhousing.org
770 A St
Hayward, California 94541-3956
- English
- Other
- Portuguese
- Spanish
SPRINGBOARD- HEMET P: 800-947-3752
T: 800-947-3752
F: 951-781-8027
E: housinghelp@credit.org
W: www.homeownership.org
1555 West Florida Avenue
Hemet, California 92543
- English
- Spanish
INLAND FAIR HOUSING AND MEDIATION BOARD - INDIO BRANCH (RIVERSIDE COUNTY) P: 760-775-3151
T: 800-321-0911
F:
E:
W: n/a
45-110 Oasis St.
Indio, California 92201
- English
- Spanish
NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) LOS ANGELES, CA P: 310-412-2600
T: 888-297-5568
F:
E: jsuttle@naca.com
W: www.naca.com
241 South Market Street
Inglewood, California 90301
- English
- Spanish
CONSUMER CREDIT COUNSELING SERVICE OF ORANGE COUNTY P: 714-547-2227
T: 866-784-2227
F: 714-245-1690
E:
W: n/a
23046 Avenida de la Carlota, Suite 600
Laguna Hills, California 92653
- English
- Spanish
EDEN COUNCIL FOR HOPE AND OPPORTUNITY (ECHO) P: 925-449-7340
T:
F: 925-449-0704
E: arlene@echofairhousing.org
W: www.echofairhousing.org
3311 Pacific Avenue
Livermore, California 94705
- Arabic
- Cambodian
- Cantonese
- Chinese Mandarin
- Czech
- English
- French
- Hindi
- Indonesian
- Korean
- Polish
- Portuguese
- Russian
- Spanish
- Turkish
- Vietnamese
TRI-VALLEY HOUSING OPPORTUNITY CENTER P: 925-373-3130-301
T:
F: 925-373-3133
E: info@tvhoc.org
W: www.tvhoc.org
141 N. Livermore Avenue, Suite A
Livermore, California 94550
- English
OPERATION HOPE INC. P: 562-218-5011
T:
F:
E: dora.colbert@operationhope.org
W: www.operationhope.org
1900 Atlantic Avenue
Long Beach, California 90806
- English
- Spanish
SPRINGBOARD- LONG BEACH P: 800-947-3752
T: 800-947-3752
F:
E: housinghelp@credit.org
W: www.homeownership.org
3363 Linden Avenue, Suite A
Long Beach, California 90807-0000
- English
CLEARPOINT FINANCIAL SOLUTIONS INC. P: 800-750-2227
T: 800-750-2227
F: 323-890-9591
E: EJ.Hawkins@clearpointccs.org
W: www.clearpointccs.org
6001 E. Washington Blvd.
Los Angeles, California 90040-2922
- English
- Hindi
- Hmong
- Spanish
EAST LA COMMUNITY CORPORATION (ELACC) P: 323-269-4214
T: 692-269-2646
F: 323-261-1065
E: drodriguez@elacc.org
W: www.elacc.org
530 South Boyle Avenue
Los Angeles, CA 90033
Los Angeles, California 90033-0000
- English
- Spanish
KOREAN CHURCHES FOR COMMUNITY DEVELOPMENT P: 213-985-1500
T:
F: 213-232-7274
E: hca@kccd3300.org
W: www.kccd3300.org
3550 Willshire Blvd, Suite 922
Los Angeles, California 90010
- English
- Korean
KOREAN RESOURCE CENTER P: 323-937-3718
T:
F: 323-937-3526
E:
W: www.krcla.org
900 S. Crenshaw Blvd.
Los Angeles, California 90019
- English
- Korean
LOS ANGELES NEIGHBORHOOD HOUSING SERVICES, INC P: 213-381-2862
T: 888-895-2467
F: 213-406-6080
E: counseling@lanhs.org
W: www.lanhs.org
3926 Wilshire Blvd. Suite 200
Los Angeles, California 90010
- English
- Spanish
NEW ECONOMICS FOR WOMEN P: 213-483-2060
T:
F: 213-483-7848
E: aosorio@neworg.us
W: www.neweconomicsforwomen.org
303 South Loma Drive
Los Angeles, California 90017
- English
- Spanish
NID-HCA REEVES P: 323-299-4067
T:
F: 323-299-4054
E: nidla@sbcglobal.net
W: www.nidonline.org & www.makingyourhomeaffordable.org
4602 Crenshaw Boulevard
Los Angeles, California 90043-1219
- English
- Spanish
OPERATION HOPE, INC P: 213-891-2900
T:
F: 213-489-7511
E: lance.triggs@operationhope.org
W: www.operationhope.org
707 Wilshire Blvd., Suite 3030
Los Angeles, California 90017
- English
- Spanish
OPERATION HOPE, INC. P: 323-290-2405
T:
F: 323-290-2415
E: dora.colbert@operationhope.org
W: www.operationhope.org
3721 S. La Brea Ave.
Los Angeles, California 90016
- English
- Spanish
WATTS CENTURY LATINO ORG. P: 323-564-9140
T:
F: 323-564-0524
E: alwclo@hotmail.com
W: www.wattcenturylatino.org
10360 Wilmington Ave
Los Angeles, California 90002
- English
- Spanish
WEST ANGELES COMMUNITY DEVELOPMENT CORP. P: 323-751-3440-19
T:
F: 323-751-7631
E: phebert@westangelescdc.org
W: www.westangelescdc.org
6028 Crenshaw Boulevard
Los Angeles, California 90043
- English
- Spanish
CALIFORNIA RURAL LEGAL ASSISTANCE-MARYSVILLE OFFICEP: 530-742-5191
T:
F:
E:
W: www.crla.org
511 D Street
Marysville, California 95901
- ASL
- English
- Farsi
- Other
- Spanish
OPERATION HOPE, INC. P: 323-771-6126
T:
F:
E: tanya.carter@operationhope.org
W: www.operationhope.org
4449 E. Slauson Ave.
Maywood, California 90270
- English
- Spanish